Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$929,576$929,576$988,200
Remaining term (yrs)26.526.530.0
Secondary amount$0$58,624$0
Funding fee$0$0$0
Note rate6.160%6.160%7.400%
Blended rate6.710%6.846%7.640%
1st payment$5,922.42$5,922.42$6,842.10
2nd payment$0.00$439.68$0.00
Taxes / mo$915.00$915.00$915.00
Insurance / mo$216.67$216.67$216.67
MI / mo$445.08$445.08$197.64
HOA / mo$0.00$0.00$0.00
Total monthly$7,499.17$7,938.85$8,171.40
Cash to close$168,424$109,800$109,800