Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$453,113$453,113$544,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$91,387$0
Funding fee$2,266$2,266$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.381%7.640%
1st payment$2,228.40$2,228.40$3,770.01
2nd payment$0.00$685.41$0.00
Taxes / mo$504.17$504.17$504.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,899.23$3,584.64$4,549.74
Cash to close$151,887$60,500$60,500