Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,812$404,999
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,339$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$3,020.51$2,782.06
2nd payment$0.00$0.00
Taxes / mo$375.00$375.00
Insurance / mo$150.00$150.00
MI / mo$0.00$81.00
HOA / mo$360.00$360.00
Total monthly$3,905.51$3,748.06
Cash to close$0$45,000