Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,597$366,597$400,500
Remaining term (yrs)25.925.930.0
Secondary amount$0$33,903$0
Funding fee$1,833$1,833$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.540%7.640%
1st payment$2,146.35$2,146.35$2,772.98
2nd payment$0.00$254.28$0.00
Taxes / mo$370.83$370.83$370.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,667.19$2,921.46$3,373.91
Cash to close$78,403$44,500$44,500