Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,295,996$1,295,996$1,345,500
Remaining term (yrs)35.435.430.0
Secondary amount$0$49,504$0
Funding fee$6,480$6,480$0
Note rate3.510%3.510%7.400%
Blended rate3.510%3.712%7.640%
1st payment$5,319.08$5,319.08$9,315.97
2nd payment$0.00$371.28$0.00
Taxes / mo$1,245.83$1,245.83$1,245.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.10
HOA / mo$0.00$0.00$0.00
Total monthly$6,781.58$7,152.85$11,047.57
Cash to close$199,004$149,500$149,500