Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$452,493$431,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.410%7.400%
Blended rate6.260%7.640%
1st payment$2,704.66$2,984.85
2nd payment$0.00$0.00
Taxes / mo$399.17$399.17
Insurance / mo$166.67$166.67
MI / mo$340.80$86.22
HOA / mo$180.00$180.00
Total monthly$3,791.29$3,816.90
Cash to close$26,507$47,900