Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$628,067$594,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$3,140$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$4,128.50$4,112.74
2nd payment$0.00$0.00
Taxes / mo$550.00$550.00
Insurance / mo$166.67$166.67
MI / mo$0.00$118.80
HOA / mo$72.00$72.00
Total monthly$4,917.17$5,020.20
Cash to close$31,933$66,000