Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$808,200
Remaining term (yrs)——30.0
Secondary amount$0$808,200$0
Funding fee$0$0$0
Note rate0.000%0.000%7.400%
Blended rate0.000%7.750%7.640%
1st payment$0.00$0.00$5,595.81
2nd payment$0.00$5,219.63$0.00
Taxes / mo$748.33$748.33$748.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.64
HOA / mo$0.00$0.00$0.00
Total monthly$965.00$6,184.63$6,722.45
Cash to close$898,000$89,800$89,800