Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,911$575,099
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$3,070$0
Note rate4.480%7.320%
Blended rate4.480%7.560%
1st payment$3,351.65$3,950.53
2nd payment$0.00$0.00
Taxes / mo$532.50$532.50
Insurance / mo$166.67$166.67
MI / mo$0.00$115.02
HOA / mo$437.00$437.00
Total monthly$4,487.82$5,201.72
Cash to close$25,088$63,900