Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$409,148$314,100
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,046$0
Note rate5.250%7.400%
Blended rate5.250%7.640%
1st payment$2,291.65$2,174.76
2nd payment$0.00$0.00
Taxes / mo$290.83$290.83
Insurance / mo$150.00$150.00
MI / mo$0.00$62.82
HOA / mo$547.00$547.00
Total monthly$3,279.48$3,225.42
Cash to close$0$34,900