Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,438$404,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,232$0
Note rate4.170%7.320%
Blended rate4.170%7.560%
1st payment$2,363.25$2,775.89
2nd payment$0.00$0.00
Taxes / mo$374.17$374.17
Insurance / mo$150.00$150.00
MI / mo$0.00$80.82
HOA / mo$398.00$398.00
Total monthly$3,285.42$3,778.87
Cash to close$2,562$44,900