Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$642,594$539,910
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$3,213$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$3,602.11$3,738.23
2nd payment$0.00$0.00
Taxes / mo$499.92$499.92
Insurance / mo$166.67$166.67
MI / mo$0.00$107.98
HOA / mo$0.00$0.00
Total monthly$4,268.69$4,512.79
Cash to close$0$59,990