Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$524,197$484,200
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,621$0
Note rate4.980%7.400%
Blended rate4.980%7.640%
1st payment$3,013.55$3,352.50
2nd payment$0.00$0.00
Taxes / mo$448.33$448.33
Insurance / mo$166.67$166.67
MI / mo$0.00$96.84
HOA / mo$488.00$488.00
Total monthly$4,116.55$4,552.34
Cash to close$13,803$53,800