Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,010$336,010$539,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$203,900$0
Funding fee$1,680$1,680$0
Note rate6.540%6.540%7.320%
Blended rate6.540%6.997%7.560%
1st payment$2,221.45$2,221.45$3,708.81
2nd payment$0.00$1,316.85$0.00
Taxes / mo$499.92$499.92$499.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$345.00$345.00$345.00
Total monthly$3,233.04$4,549.89$4,828.37
Cash to close$263,890$59,990$59,990