Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$539,097$444,600
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,695$0
Note rate7.060%7.400%
Blended rate7.060%7.640%
1st payment$3,692.13$3,078.32
2nd payment$0.00$0.00
Taxes / mo$411.67$411.67
Insurance / mo$166.67$166.67
MI / mo$0.00$88.92
HOA / mo$440.00$440.00
Total monthly$4,710.46$4,185.57
Cash to close$0$49,400