Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,445$387,445$393,750
Remaining term (yrs)26.026.030.0
Secondary amount$0$28,180$0
Funding fee$1,937$1,937$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.501%7.640%
1st payment$2,475.09$2,475.09$2,726.25
2nd payment$0.00$278.87$0.00
Taxes / mo$364.58$364.58$364.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.75
HOA / mo$611.00$611.00$611.00
Total monthly$3,600.68$3,879.54$3,930.58
Cash to close$50,055$21,875$43,750