Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,508$210,508$517,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$306,992$0
Funding fee$0$0$0
Note rate3.570%3.570%7.400%
Blended rate4.420%6.395%7.640%
1st payment$1,231.97$1,231.97$3,583.07
2nd payment$0.00$1,982.65$0.00
Taxes / mo$479.17$479.17$479.17
Insurance / mo$166.67$166.67$166.67
MI / mo$192.65$192.65$103.50
HOA / mo$360.00$360.00$360.00
Total monthly$2,430.46$4,413.12$4,692.40
Cash to close$364,492$57,500$57,500