Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$644,854$602,999
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$3,224$0
Note rate3.920%7.400%
Blended rate3.920%7.640%
1st payment$3,330.08$4,175.04
2nd payment$0.00$0.00
Taxes / mo$357.50$357.50
Insurance / mo$166.67$166.67
MI / mo$0.00$120.60
HOA / mo$11.25$11.25
Total monthly$3,865.50$4,831.06
Cash to close$25,145$67,000