Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$571,874$562,499
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,859$0
Note rate6.820%7.320%
Blended rate6.820%7.560%
1st payment$3,846.19$3,863.98
2nd payment$0.00$0.00
Taxes / mo$520.83$520.83
Insurance / mo$166.67$166.67
MI / mo$0.00$112.50
HOA / mo$225.00$225.00
Total monthly$4,758.69$4,888.98
Cash to close$53,125$62,500