Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$322,193$305,100
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.520%7.400%
Blended rate6.370%7.640%
1st payment$1,949.99$2,112.45
2nd payment$0.00$0.00
Taxes / mo$282.50$282.50
Insurance / mo$150.00$150.00
MI / mo$242.73$61.02
HOA / mo$16.67$16.67
Total monthly$2,641.89$2,622.64
Cash to close$16,807$33,900