Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$389,212$377,991
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,946$0
Note rate6.430%7.400%
Blended rate6.430%7.640%
1st payment$2,540.00$2,617.13
2nd payment$0.00$0.00
Taxes / mo$349.99$349.99
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$0.00$0.00
Total monthly$3,040.00$3,192.72
Cash to close$30,778$41,999