Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$430,400$427,500
Remaining term (yrs)22.030.0
Secondary amount$0$0
Funding fee$2,152$0
Note rate3.750%7.400%
Blended rate3.750%7.640%
1st payment$2,385.05$2,959.92
2nd payment$0.00$0.00
Taxes / mo$395.83$395.83
Insurance / mo$166.67$166.67
MI / mo$0.00$85.50
HOA / mo$0.00$0.00
Total monthly$2,947.55$3,607.92
Cash to close$44,600$47,500