Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$893,687$805,500
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$4,468$0
Note rate6.340%7.320%
Blended rate6.340%7.560%
1st payment$5,614.13$5,533.23
2nd payment$0.00$0.00
Taxes / mo$745.83$745.83
Insurance / mo$216.67$216.67
MI / mo$0.00$161.10
HOA / mo$0.00$0.00
Total monthly$6,576.63$6,656.83
Cash to close$1,313$89,500