Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$806,698$782,100
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.790%7.320%
Blended rate7.340%7.560%
1st payment$5,444.53$5,372.48
2nd payment$0.00$0.00
Taxes / mo$724.17$724.17
Insurance / mo$216.67$216.67
MI / mo$383.17$156.42
HOA / mo$700.00$700.00
Total monthly$7,468.53$7,169.74
Cash to close$62,302$86,900