Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$566,019$539,910
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.620%7.320%
Blended rate5.170%7.560%
1st payment$3,032.43$3,708.81
2nd payment$0.00$0.00
Taxes / mo$673.75$673.75
Insurance / mo$166.67$166.67
MI / mo$270.49$107.98
HOA / mo$36.00$36.00
Total monthly$4,179.33$4,693.21
Cash to close$33,881$59,990