Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$663,918$663,918$990,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$326,082$0
Funding fee$3,320$3,320$0
Note rate2.860%2.860%7.320%
Blended rate2.860%4.471%7.560%
1st payment$3,086.18$3,086.18$6,800.61
2nd payment$0.00$2,105.95$0.00
Taxes / mo$349.96$349.96$349.96
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$198.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,652.80$5,758.75$7,565.24
Cash to close$436,082$110,000$110,000