Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$707,246$670,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$3,536$0
Note rate4.750%7.320%
Blended rate4.750%7.560%
1st payment$3,964.52$4,605.87
2nd payment$0.00$0.00
Taxes / mo$620.83$620.83
Insurance / mo$216.67$216.67
MI / mo$0.00$134.10
HOA / mo$216.00$216.00
Total monthly$5,018.02$5,793.47
Cash to close$37,754$74,500