Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$918,300$918,300$989,100
Remaining term (yrs)25.725.730.0
Secondary amount$0$70,800$0
Funding fee$0$0$0
Note rate4.750%4.750%7.320%
Blended rate5.600%5.843%7.560%
1st payment$5,147.60$5,147.60$6,794.43
2nd payment$0.00$531.00$0.00
Taxes / mo$915.83$915.83$915.83
Insurance / mo$216.67$216.67$216.67
MI / mo$698.98$698.98$197.82
HOA / mo$0.00$0.00$0.00
Total monthly$6,979.08$7,510.08$8,124.75
Cash to close$180,700$109,900$109,900