Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,375$421,375$422,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$25,030$0
Funding fee$2,107$2,107$0
Note rate7.070%7.070%7.320%
Blended rate7.070%7.339%7.560%
1st payment$2,914.54$2,914.54$2,905.10
2nd payment$0.00$247.69$0.00
Taxes / mo$391.58$391.58$391.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.58
HOA / mo$235.00$235.00$235.00
Total monthly$3,707.79$3,955.49$3,782.93
Cash to close$48,525$23,495$46,990