Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$460,766$460,766$791,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$331,144$0
Funding fee$2,304$2,304$0
Note rate3.720%3.720%7.320%
Blended rate3.720%5.405%7.560%
1st payment$2,421.27$2,421.27$5,439.87
2nd payment$0.00$2,138.64$0.00
Taxes / mo$733.25$733.25$733.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$158.38
HOA / mo$0.00$0.00$0.00
Total monthly$3,371.19$5,509.83$6,548.17
Cash to close$419,134$87,990$87,990