Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$828,684$828,684$877,410
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,726$0
Funding fee$4,143$4,143$0
Note rate4.480%4.480%7.400%
Blended rate4.480%4.731%7.640%
1st payment$4,524.20$4,524.20$6,075.01
2nd payment$0.00$365.45$0.00
Taxes / mo$812.42$812.42$812.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$175.48
HOA / mo$502.00$502.00$502.00
Total monthly$6,055.29$6,420.73$7,781.57
Cash to close$146,216$97,490$97,490