Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$790,985$700,200
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$3,955$0
Note rate3.210%7.320%
Blended rate3.210%7.560%
1st payment$3,788.87$4,809.89
2nd payment$0.00$0.00
Taxes / mo$648.33$648.33
Insurance / mo$216.67$216.67
MI / mo$0.00$140.04
HOA / mo$0.00$0.00
Total monthly$4,653.87$5,814.93
Cash to close$0$77,800