Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,293$148,293$503,100
Remaining term (yrs)5.95.930.0
Secondary amount$0$354,807$0
Funding fee$741$741$0
Note rate3.240%3.240%7.320%
Blended rate3.240%6.421%7.560%
1st payment$2,269.07$2,269.07$3,455.95
2nd payment$0.00$2,291.46$0.00
Taxes / mo$465.83$465.83$465.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.62
HOA / mo$758.00$758.00$758.00
Total monthly$3,659.57$5,951.03$4,947.07
Cash to close$410,707$55,900$55,900