Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$523,562$479,475
Remaining term (yrs)21.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.160%7.320%
Blended rate6.010%7.560%
1st payment$3,370.05$3,293.66
2nd payment$0.00$0.00
Taxes / mo$443.96$443.96
Insurance / mo$166.67$166.67
MI / mo$436.69$95.90
HOA / mo$474.00$474.00
Total monthly$4,891.36$4,474.18
Cash to close$9,188$53,275