Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,148$339,300
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.410%7.320%
Blended rate6.260%7.560%
1st payment$2,152.69$2,330.76
2nd payment$0.00$0.00
Taxes / mo$314.17$314.17
Insurance / mo$150.00$150.00
MI / mo$271.25$67.86
HOA / mo$0.00$0.00
Total monthly$2,888.11$2,862.78
Cash to close$16,852$37,700