Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,495$383,356
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,107$0
Note rate6.320%7.320%
Blended rate6.320%7.560%
1st payment$2,724.54$2,633.39
2nd payment$0.00$0.00
Taxes / mo$354.96$354.96
Insurance / mo$150.00$150.00
MI / mo$0.00$76.67
HOA / mo$425.00$425.00
Total monthly$3,654.50$3,640.02
Cash to close$4,456$42,595