Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$411,259$412,200
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,056$0
Note rate5.510%7.400%
Blended rate5.510%7.640%
1st payment$2,482.96$2,853.99
2nd payment$0.00$0.00
Taxes / mo$381.67$381.67
Insurance / mo$166.67$166.67
MI / mo$0.00$82.44
HOA / mo$360.00$360.00
Total monthly$3,391.30$3,844.76
Cash to close$46,741$45,800