Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$854,910
Remaining term (yrs)26.226.230.0
Secondary amount$0$854,910$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.750%7.640%
1st payment$0.00$0.00$5,919.22
2nd payment$0.00$5,521.29$0.00
Taxes / mo$791.58$791.58$791.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$170.98
HOA / mo$94.00$94.00$94.00
Total monthly$1,102.25$6,623.54$7,192.46
Cash to close$949,900$94,990$94,990