Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$160,932$160,932$368,100
Remaining term (yrs)18.118.130.0
Secondary amount$0$207,168$0
Funding fee$805$805$0
Note rate4.160%4.160%7.400%
Blended rate4.160%6.180%7.640%
1st payment$1,049.98$1,049.98$2,548.65
2nd payment$0.00$1,337.96$0.00
Taxes / mo$340.83$340.83$340.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,540.81$2,878.77$3,113.10
Cash to close$248,068$40,900$40,900