Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$674,027$629,100
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$3,370$0
Note rate3.750%7.400%
Blended rate3.750%7.640%
1st payment$3,411.12$4,355.76
2nd payment$0.00$0.00
Taxes / mo$582.50$582.50
Insurance / mo$166.67$166.67
MI / mo$0.00$125.82
HOA / mo$0.00$0.00
Total monthly$4,160.29$5,230.75
Cash to close$24,973$69,900