Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$574,416$508,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,872$0
Note rate5.230%7.320%
Blended rate5.230%7.560%
1st payment$3,381.83$3,493.04
2nd payment$0.00$0.00
Taxes / mo$470.83$470.83
Insurance / mo$166.67$166.67
MI / mo$0.00$101.70
HOA / mo$460.00$460.00
Total monthly$4,479.33$4,692.24
Cash to close$0$56,500