Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$459,456$441,000
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,297$0
Note rate6.640%7.400%
Blended rate6.640%7.640%
1st payment$3,033.33$3,053.39
2nd payment$0.00$0.00
Taxes / mo$408.33$408.33
Insurance / mo$166.67$166.67
MI / mo$0.00$88.20
HOA / mo$375.00$375.00
Total monthly$3,983.33$4,091.59
Cash to close$30,544$49,000