Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$433,792$416,700
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,169$0
Note rate5.520%7.320%
Blended rate5.520%7.560%
1st payment$2,625.42$2,862.44
2nd payment$0.00$0.00
Taxes / mo$385.83$385.83
Insurance / mo$166.67$166.67
MI / mo$0.00$83.34
HOA / mo$0.00$0.00
Total monthly$3,177.92$3,498.28
Cash to close$29,208$46,300