Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,498$287,498$333,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$45,502$0
Funding fee$1,437$1,437$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.734%7.640%
1st payment$1,339.35$1,339.35$2,305.62
2nd payment$0.00$341.27$0.00
Taxes / mo$308.33$308.33$308.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,797.68$2,138.95$2,830.56
Cash to close$82,502$37,000$37,000