Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$780,147$719,100
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$3,901$0
Note rate6.310%7.400%
Blended rate6.310%7.640%
1st payment$5,031.92$4,978.90
2nd payment$0.00$0.00
Taxes / mo$936.46$936.46
Insurance / mo$216.67$216.67
MI / mo$0.00$143.82
HOA / mo$0.00$0.00
Total monthly$6,185.05$6,275.85
Cash to close$18,853$79,900