Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$319,572$303,300
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,598$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$2,142.69$2,099.99
2nd payment$0.00$0.00
Taxes / mo$367.30$367.30
Insurance / mo$150.00$150.00
MI / mo$0.00$60.66
HOA / mo$200.00$200.00
Total monthly$2,859.99$2,877.95
Cash to close$17,428$33,700