Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,880$141,880$468,000
Remaining term (yrs)16.416.430.0
Secondary amount$0$326,120$0
Funding fee$709$709$0
Note rate3.530%3.530%7.400%
Blended rate3.530%6.471%7.640%
1st payment$942.91$942.91$3,240.34
2nd payment$0.00$2,106.19$0.00
Taxes / mo$546.88$546.88$546.88
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$136.00$136.00$136.00
Total monthly$1,792.45$3,898.64$4,183.48
Cash to close$378,120$52,000$52,000