Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$831,089$831,089$989,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$158,011$0
Funding fee$4,155$4,155$0
Note rate3.030%3.030%7.400%
Blended rate3.030%3.824%7.640%
1st payment$4,064.52$4,064.52$6,848.33
2nd payment$0.00$1,053.41$0.00
Taxes / mo$915.83$915.83$915.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$197.82
HOA / mo$120.00$120.00$120.00
Total monthly$5,317.02$6,370.43$8,298.65
Cash to close$267,911$109,900$109,900