Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$370,300$370,300$611,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$241,610$0
Funding fee$1,852$1,852$0
Note rate2.770%2.770%7.320%
Blended rate2.770%4.736%7.560%
1st payment$1,712.03$1,712.03$4,203.40
2nd payment$0.00$1,560.40$0.00
Taxes / mo$520.75$520.75$520.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$122.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,399.45$3,959.84$5,013.20
Cash to close$309,600$67,990$67,990