Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$568,372$568,372$643,500
Remaining term (yrs)26.626.630.0
Secondary amount$0$75,128$0
Funding fee$2,842$2,842$0
Note rate6.390%6.390%7.320%
Blended rate6.390%6.695%7.560%
1st payment$3,699.12$3,699.12$4,420.40
2nd payment$0.00$563.46$0.00
Taxes / mo$632.25$632.25$632.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$128.70
HOA / mo$168.00$168.00$168.00
Total monthly$4,716.04$5,279.50$5,566.02
Cash to close$146,628$71,500$71,500